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PAYMENT POLICY

  How do I pay for a Religious kart purchase?   Religious kart offers you multiple payment methods. Whatever your online mode of payment, you can rest assured that Religious kart’s trusted payment gateway partners use secure encryption technology to keep your transaction details confidential at all times.   You may use Internet banking, E-Gift Voucher (eGV), Cash on Delivery and Wallet to make your purchase. Religious kart also accepts payments made using Visa, MasterCard, American Express credit/debit cards in India and other countries.   Are there any hidden charges (Octroi or Sales Tax) when I make a purchase on Religious kart?   There are NO hidden charges when you make a purchase on Religious kart. The prices listed for all the items are final and all-inclusive. The price you see on the product page is exactly what you pay.   What is Cash on Delivery?   If you are not comfortable making an online payment on Religiouskart.com, you can opt for the Cash on Delivery (C-o-D) payment method instead. With C-O-D you can pay in cash at the time of actual delivery of the product at your doorstep, without requiring you to make any advance payment online.   The maximum order value for Cash on Delivery (C-O-D) payment is Rs.30, 000. It is strictly a cash-only payment method. E-Gift Vouchers or store credit cannot be used for C-o-D orders. Foreign currency cannot be used to make a C-o-D payment. Only Indian Rupees accepted.   How do I pay using a credit/debit card?   We accept payments made by credit/debit cards issued in India and 21 other countries.   Credit cards   We accept payments made using Visa, MasterCard and American Express credit cards. To pay using your credit card at checkout, you will need your card number, expiry date, three-digit CVV number (found on the backside of your card). After entering these details, you will be redirected to the bank’s page for entering the online 3D secure password.   Debit cards   We accept payments made using Visa, MasterCard and Maestro debit cards. To pay using your debit card at checkout, you will need your card number, expiry date (optional for Maestro cards), three-digit CVV number (optional for Maestro cards). You will then be redirected to your bank’s secure page for entering your online password (issued by your bank) to complete the payment.   Internationally issued credit/debit cards cannot be used for eGV payments/top-ups.   Is it safe to use my credit/debit card on Religious kart?   Your online transaction on Religious kart is secure with the highest levels of transaction security currently available on the Internet. Religious kart uses 256-bit encryption technology to protect your card information while securely transmitting it to the respective banks for payment processing. All credit card and debit card payments on Religious kart are processed through secure and trusted payment gateways managed by leading banks. Banks now use the 3D secure password service for online transactions, providing an additional layer of security through identity verification.   What steps does Religious kart take to prevent card fraud?   Religious kart realizes the importance of a strong fraud detection and resolution capability. We and our online payments partners monitor transactions continuously for suspicious activity and flag potentially fraudulent transactions for manual verification by our team.   In the rarest of rare cases, when our team is unable to rule out the possibility of fraud categorically, the transaction is kept on hold, and the customer is requested to provide identity documents. The ID documents help us ensure that the purchases were indeed made by a genuine card holder. We apologies for any inconvenience that may be caused to customers and request them to bear with us in the larger interest of ensuring a safe and secure environment for online transactions.